10 Practical Frugal Living Tips That Actually Work (Even If You’re Drowning in Expenses) Intro: Frugal Tips That Don’t Require Giving Up Everything You Love Let’s be honest—some of the “practical frugal living tips” advice out there is laughable.Theres so much of “Just stop buying coffee!” ( rude)  “it’s all that avocado on toast, thats why millennials can’t afford to buy a house.”  Meanwhile, you’re staring down school fees, rising rent, a grocery bill that grows faster than your toddler, and a $40 mystery charge from an app your kid downloaded while you were trying to make dinner. I think we can all agree that a lot of the financial…

Intro Let’s get one thing straight: single mum budgeting tips with five kids and one income isn’t “inspiring”—it’s survival. It’s spreadsheets, snack negotiations, and the occasional scream into a pillow. But over time, I’ve built a system that actually works. It’s not cute or Instagram-worthy—but it’s real, and it’s helped me go from overwhelmed to in control.  It has taken me ages, and years, to find a system that works for me and my family. I’ve tried so many different methods over the years and while this method works for me now, im sure in a few years time i will change again because life happens, and our priorities change…

How to Save $10,000 in One Year (Even on a Low Income!) Figuring out how to save on a low income can feel like trying to carry all your grocery bags inside in one trip—totally overwhelming, probably a bad idea, but absolutely possible with the right strategy. One wrong move and either a bag ripps apart spilling all your groceries, or you drop a bag or 3, spilling all your groceries.  Juggling money can often feel the same. With rent acting like it’s auditioning for a role in a horror movie and your paycheck disappearing faster than that one tupperware lid in the back of the cupbard, it might seem…