• Home
  • Pages
    • Who We Are
    • Destination Map
    • Get In Touch
    • Contact Us
  • Blog
    • The $0 to $1M Challenge
    • Finance and Money
      • Money Management
      • Financial Independence for Women
      • Earning More
      • Investing and Wealth Building
    • Destinations
      • Australia
      • United States
    • Inspire
      • Wanderlust
      • Adventure
      • Family Activities
      • Explore
    • Lifestyle
      • Lifestyle and Mental Health
      • Personal Stories
    • Pop Culture Travel
      • Con Quest
      • Lights, Camera, Location
      • Fandom Friendly
  • Travel Resources
    • Favorite Resources
  • Destination List
  • Photo Collection
  • Home
  • Pages
    • Who We Are
    • Destination Map
    • Get In Touch
    • Contact Us
  • Blog
    • The $0 to $1M Challenge
    • Finance and Money
      • Money Management
      • Financial Independence for Women
      • Earning More
      • Investing and Wealth Building
    • Destinations
      • Australia
      • United States
    • Inspire
      • Wanderlust
      • Adventure
      • Family Activities
      • Explore
    • Lifestyle
      • Lifestyle and Mental Health
      • Personal Stories
    • Pop Culture Travel
      • Con Quest
      • Lights, Camera, Location
      • Fandom Friendly
  • Travel Resources
    • Favorite Resources
  • Destination List
  • Photo Collection

  • things I stopped buying to save money for travel
    Lifestyle,  Money Management

    Things I Stopped Buying So I Could Travel More (And I Don’t Miss Them At All)

    April 8, 2025 /

    Your Wallet Reflects Your Priorities I used to think I couldn’t afford to travel. It’s just so expensive. The plane tickets, accommodation, food, I just can’t afford it all. Maybe one day when I have more money and am more financially stable when I’m rich, when I have all my debt paid off and have fewer expenses.  One day. Then, one day, I looked around and realised my money was going places—just not to places I actually wanted to go. I was going over my budget and bank statements and realized I was spending so much money per week on smoking, on fast foods, on clothes, on rent, on things…

    Read More
    Heather

    You May Also Like

    Best investing apps Australia 2025

    Best Investing Apps in Australia for Beginners (2025 Guide)

    March 17, 2025
    best bookstores

    10 Best Bookstores Around the World for Literature Lovers

    January 8, 2025
    self care for better mental health

    How to Balance Taking Care of Yourself and Your Family for Better Mental Health

    November 11, 2024
  • practical frugal living tips
    Money Management

    10 Practical Frugal Living Tips That Actually Work (Even If You’re Drowning)

    April 1, 2025 /

    10 Practical Frugal Living Tips That Actually Work (Even If You’re Drowning in Expenses) Intro: Frugal Tips That Don’t Require Giving Up Everything You Love Let’s be honest—some of the “practical frugal living tips” advice out there is laughable.Theres so much of “Just stop buying coffee!” ( rude)  “it’s all that avocado on toast, thats why millennials can’t afford to buy a house.”  Meanwhile, you’re staring down school fees, rising rent, a grocery bill that grows faster than your toddler, and a $40 mystery charge from an app your kid downloaded while you were trying to make dinner. I think we can all agree that a lot of the financial…

    Read More
    Heather

    You May Also Like

    financial stress

    How Financial Stress and Depression Shape Our Spending Habits

    November 18, 2024
    Uluru Australia

    The Ultimate Bucket List: 30 Places to Visit in Australia Before You Die

    November 20, 2024

    How to Spend a Luxury Romantic Weekend on Naboo (From Your Galaxy’s Favourite Travel Agent)Nabboo

    May 4, 2025
  • single mum budgeting tips
    Money Management

    How I Budget Like a Boss (Even With 5 Kids & No Partner)

    March 27, 2025 /

    Intro Let’s get one thing straight: single mum budgeting tips with five kids and one income isn’t “inspiring”—it’s survival. It’s spreadsheets, snack negotiations, and the occasional scream into a pillow. But over time, I’ve built a system that actually works. It’s not cute or Instagram-worthy—but it’s real, and it’s helped me go from overwhelmed to in control.  It has taken me ages, and years, to find a system that works for me and my family. I’ve tried so many different methods over the years and while this method works for me now, im sure in a few years time i will change again because life happens, and our priorities change…

    Read More
    Heather

    You May Also Like

    10 Star Wars Filming Locations To Make Our Inner Nerd Squeal

    January 1, 2025
    Building a financial safety net for children

    Tips for Creating a Financial Safety Net for Your Kids

    February 28, 2025
    financial tips for single mums

    Breaking the Cycle: Financial Tips for Single Mums to Stop Living Paycheck to Paycheck

    February 14, 2025
  • 5 Financial Freedom Habits Every Single Mum Should Know
    Financial Independence for Women

    5 Habits Thats Helped Me Start Building Financial Freedom ( Even as a Single Mum)

    March 24, 2025 /

    5 Habits That Helped Me Start Building Financial Freedom (Even as a Single Mum of 5) By: Heather @ Pennies and Passports ✨ Intro: Let’s Be Real for a Minute Today’s one of those days where motivation feels extinct. My coffee’s cold, my brain’s foggy, and the to-do list is longer than the school pickup line on a rainy day. I don’t want to write, I want to bed rot and watch Netflix or play computer games all day. But here’s the thing: I promised myself I’d show up—especially on the days I don’t feel like it. Because consistency builds freedom. And for me, freedom means giving my kids the…

    Read More
    Heather

    You May Also Like

    financial stress

    How Financial Stress and Depression Shape Our Spending Habits

    November 18, 2024
    side hustle ideas

    10 Lucrative Side Hustle Ideas for Financial Freedom in 2025

    January 6, 2025

    How Geek Culture Gave Me Back My Voice (And Why I’m Building Something Magical Because of It)

    April 24, 2025
123

WRITER & BLOGGER

I’m Heather—solo mum, budget builder, and certified coffee-powered geek. If you’re into personal finance, travel hacks, and fangirling over fictional characters while chasing real-world freedom… you’re in the right place.

Categories

  • Adventure (8)
  • Australia (10)
  • Con Quest (2)
  • Destination (6)
  • Destination Guides (2)
  • Earning More (3)
  • Explore (3)
  • Family Activities (14)
  • Fandom Friendly (6)
  • Finance and Money (12)
  • Financial Independence for Women (4)
  • Getting Inspired (2)
  • Inspire (3)
  • Investing and Wealth Building (1)
  • Lifestyle (6)
  • Lifestyle and Mental Health (7)
  • Lights, Camera, Location (2)
  • Money Management (6)
  • Pack a Towel: The Geek Travel Series (2)
  • Pop Culture Travel (2)
  • The $0 to $1M Challenge (1)
  • Travel Gear (1)
  • Uncategorized (6)
  • United States (2)
  • Wanderlust (3)

What I’m Currently Reading

Tags

Australia

Categories

  • Adventure (8)
  • Australia (10)
  • Con Quest (2)
  • Destination (6)
  • Destination Guides (2)
  • Earning More (3)
  • Explore (3)
  • Family Activities (14)
  • Fandom Friendly (6)
  • Finance and Money (12)
  • Financial Independence for Women (4)
  • Getting Inspired (2)
  • Inspire (3)
  • Investing and Wealth Building (1)
  • Lifestyle (6)
  • Lifestyle and Mental Health (7)
  • Lights, Camera, Location (2)
  • Money Management (6)
  • Pack a Towel: The Geek Travel Series (2)
  • Pop Culture Travel (2)
  • The $0 to $1M Challenge (1)
  • Travel Gear (1)
  • Uncategorized (6)
  • United States (2)
  • Wanderlust (3)

Banner Ads

Premium WordPress Blog Theme with WooCommerce support to take your Blog website to the next level.

Legal Info

  • Privacy Policy
  • Terms & Conditions
  • Affiliate Disclosure
Ashe Theme by Royal-Flush - 2025 ©
Manage Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}