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10 Practical Frugal Living Tips That Actually Work (Even If You’re Drowning)
10 Practical Frugal Living Tips That Actually Work (Even If You’re Drowning in Expenses) Intro: Frugal Tips That Don’t Require Giving Up Everything You Love Let’s be honest—some of the “practical frugal living tips” advice out there is laughable.Theres so much of “Just stop buying coffee!” ( rude) “it’s all that avocado on toast, thats why millennials can’t afford to buy a house.” Meanwhile, you’re staring down school fees, rising rent, a grocery bill that grows faster than your toddler, and a $40 mystery charge from an app your kid downloaded while you were trying to make dinner. I think we can all agree that a lot of the financial…
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How I Budget Like a Boss (Even With 5 Kids & No Partner)
Intro Let’s get one thing straight: single mum budgeting tips with five kids and one income isn’t “inspiring”—it’s survival. It’s spreadsheets, snack negotiations, and the occasional scream into a pillow. But over time, I’ve built a system that actually works. It’s not cute or Instagram-worthy—but it’s real, and it’s helped me go from overwhelmed to in control. It has taken me ages, and years, to find a system that works for me and my family. I’ve tried so many different methods over the years and while this method works for me now, im sure in a few years time i will change again because life happens, and our priorities change…
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5 Habits Thats Helped Me Start Building Financial Freedom ( Even as a Single Mum)
5 Habits That Helped Me Start Building Financial Freedom (Even as a Single Mum of 5) By: Heather @ Pennies and Passports ✨ Intro: Let’s Be Real for a Minute Today’s one of those days where motivation feels extinct. My coffee’s cold, my brain’s foggy, and the to-do list is longer than the school pickup line on a rainy day. I don’t want to write, I want to bed rot and watch Netflix or play computer games all day. But here’s the thing: I promised myself I’d show up—especially on the days I don’t feel like it. Because consistency builds freedom. And for me, freedom means giving my kids the…
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Best Investing Apps in Australia for Beginners (2025 Guide)
Best Investing Apps in Australia for Beginners (2025 Guide) Disclosure: Please note that some of the links may be affiliate links, and at no additional cost to you, I may earn a commission if you make a purchase. I only recommend products and companies I use. Opinions, reviews, analyses & recommendations are mine alone and have not been reviewed, endorsed, or approved by any of these entities. Investing is one of the best ways to grow your wealth in the long run, yet it can look intimidating to begin with—especially if you’re a beginner. The good news, however, is that there are increasingly user-friendly investing apps available in Australia making it easier than ever to begin investing, even if you’re absolutely new to this. In this guide, I’ll make it easy and divide the best investing apps…
