Intro Let’s get one thing straight: single mum budgeting tips with five kids and one income isn’t “inspiring”—it’s survival. It’s spreadsheets, snack negotiations, and the occasional scream into a pillow. But over time, I’ve built a system that actually works. It’s not cute or Instagram-worthy—but it’s real, and it’s helped me go from overwhelmed to in control.  It has taken me ages, and years, to find a system that works for me and my family. I’ve tried so many different methods over the years and while this method works for me now, im sure in a few years time i will change again because life happens, and our priorities change…

How to Save $10,000 in One Year (Even on a Low Income!) Figuring out how to save on a low income can feel like trying to carry all your grocery bags inside in one trip—totally overwhelming, probably a bad idea, but absolutely possible with the right strategy. One wrong move and either a bag ripps apart spilling all your groceries, or you drop a bag or 3, spilling all your groceries.  Juggling money can often feel the same. With rent acting like it’s auditioning for a role in a horror movie and your paycheck disappearing faster than that one tupperware lid in the back of the cupbard, it might seem…