Why Your Money Goals Keep Failing (And How to Fix Them) Every January, I watch my friends make the same mistake. They set these big-money goals, create detailed budgets in fancy apps, and swear this is their year. By February, those budgets are forgotten, collecting digital dust somewhere in their phones. Here’s the truth – tracking numbers in spreadsheets won’t magically fix your money problems. I learned this the hard way after years of failed budgets and broken financial promises to myself. You’re probably thinking, “Great, another article telling me how to budget.” But I’m not here to lecture you about cutting coffee or tracking every penny. That advice clearly…